For more information, please refer to the Your Deposit Account Terms and Conditions, visit a U.S. Bank branch, or call U.S. Bank 24 hour Banking and Financial Sales.

U.S. Bank^® Student Standard Savings Account Terms & Conditions

1. A bank representative will provide the monthly interest rate and annual percentage yield.

• Interest compounded daily and paid quarterly.
  
• Quarterly statements if not tied to a monthly U.S. Bank© Uni-Statement.
  
• Unless otherwise noted, depositors are insured by the FDIC to its maximum coverage.
  
• Accounts are subject to the fees listed in our Consumer Pricing Information brochure.
  
• Fees could reduce earnings on account.
  
• Preauthorized withdrawals (transfers by telephone, wire or PC, overdraft protection, automatic payments, or checks) are limited to a combined total of six per account cycle as prescribed by federal regulations governing savings accounts. Federal regulations allow three of these six transactions per account cycle to be check withdrawals. There is a fee for each pre-authorized withdrawal in excess of these limits, and if withdrawal limitations are exceeded three times in a twelve-month period, the account will be closed or converted to a checking account.
  
• Collected balance is your account balance less any of your deposited checks that we have not received credit for through the collection process.
  

2. U.S. Bank^® Check Card¹ requires a U.S. Bank Checking account.