Who It's For
Your business demands a lot from you, you expect a lot from your bank. The U.S. Bank Gold Business Package helps meet your growing challenges. With a unique slate of benefits and up to $500 in savings1, we’re here for you.
Benefits
- Earn a 25% Annual Bonus on rewards earned for FlexPerks Business Cash, Travel or Select Rewards Visa Check Card Check Card2 and/or Credit Card4
- 50% off first check order up to $1003
- Payment Solutions statement fee waived for the first four months5,6
- Annual fee for Business Reserve Line waived for the first year5
- SHOW Additional Package Benefits
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- Monthly maintenance fee waived for your Personal Gold Package10
- U.S. Bank Cash Flow Manager first year annual fee waived5
- Up to $100 of your U.S. Bank Quick Loan origination fee waived5
- Up to $100 of your U.S. Bank Business Equipment Financing origination fee waived5
- Business Savings Sweep monthly maintenance fee reduced by 5%10
- SinglePoint Essentials monthly maintenance fee reduced by $210
- Free U.S. Bank ATM transactions11
Every Gold Business Package Comes With
- U.S. Bank Gold Business Checking with 500 free transactions per statement cycle7
- FlexPerksSM Business Cash, Travel, or Select Rewards Visa® Check Card2
To Waive Monthly Fee
The Gold Business Package includes a $15 monthly service fee which can be waived by meeting one of the following requirements:
- Purchasing U.S. Bank Payment Solutions5
- $10,000 average collected checking balance8 OR
- $20,000 in combined average collected business deposit balances8 OR
- $50,000 in combined business deposit8 and outstanding business credit balances9
How to Apply
Visit a Branch Package Resources
FAQs About Business Packages Switch to U.S. Bank Compare our Business Packages
Some benefits and savings are available annually and some occur only in the first year the product is opened. Actual individual savings and benefits may vary depending on the products used and balances maintained. Products and services for each U.S. Bank Package have been combined to offer small business customers preferred rates and services at a lower combined price than if each products or services were opened separately. For example: A U.S. Bank Silver Business Package small business customer could avail of a one time savings of up to $75 on their first check order, a U.S. Bank Gold Business Package small business customer could avail of a one time savings of up to $100 on their first check order and a U.S. Bank Platinum Business Package small business customer could save up to $115 every month, by utilizing the full 750 checking account transactions available to them. Other conditions and restrictions may apply. Please see a Banker for details. Back to text
U.S. Bank offers a variety of business check card reward programs. Only signature-based purchases qualify for rewards. Package bonus earnings based upon rewards earned on base rewards earned in enrolled reward program. Cash Rewards Partner earnings do not qualify. Back to text
Discount applies to business products offered by Deluxe Corporation. Back to text
Subject to credit approval. Annual Bonus is awarded to Business Banking package members on the Account Anniversary date of the credit card opening. Cash Rewards annual bonus is up to a maximum of $250. Select Rewards and Travel Rewards annual bonus is up to a maximum or 25,000 points. Annual Cash Bonus on rewards earned is standard with a FlexPerks Business Cash Rewards Credit Card and is not to exceed 25% in a Gold Business Package. FlexPerks Business Cash Rewards credit cardholders receive the standard 25% Annual Package Bonus and is not to exceed a total of 50% in the Platinum Business Package. See your Cardmember Agreement for details. Back to text
Subject to credit approval. Lines of credit are offered by U.S. Bank National Association, ND. Back to text
Discount does not apply to Merchant Advantage Package customers. Back to text
Transactions are $0.50 each once free transaction limits are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items. Signature-based purchases (Non-PIN) made with a U.S. Bank Business Visa Check Card and not counted as a transaction. Back to text
Business deposit balances only. Balances are verified 3 days prior to the last day of your statement cycle. Back to text
Business credit outstanding balances only. Balances are verified 3 days prior to the last day of your statement cycle. Back to text
Discount applies only to monthly maintenance fee. All other fees apply. Back to text
A fee will be assessed for transactions conducted at non-U.S. Bank ATMs. Also a surcharge fee may be applied by the ATM owner, unless the ATM owner is a member of the MoneyPass ATM network.
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